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“You got the car back so what’s the problem?”

Call center for bank.

My man calls in, wondering why something from us is showing up on his credit report and negatively impacting him. Look him up…

“Well, sir, you defaulted on a vehicle loan.”

“Yeah, I got the car loan from you last year.”

“And you never made a single payment.”

“Right. I only needed the car for a few months so I let you repo it after I was done. Y’all got the car back so what’s the problem?”

I wish I had, in any aspect of my life, the confidence with which these people spoke about things so completely wrong in their own existence.

What do you think?

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